The #1 Internet Merchant

2 December 2013

Reliable Internet Merchant Accounts

Author: admin - Category: Internet

Internet MerchantInternet merchant accounts are accounts offered by a bank to enable the processing of credit cards online, focusing on online payment processing of credit cards, the fee structure is different from merchant accounts.

The fee, due to higher risks involved in online payment and transaction, are high compared to direct credit card or debit card dealings. Internet merchant accounts can be obtained either directly from the bank or through an online payment processing services company.

It works in the following way:

The customer provides the credit card information to the online store during a purchase
The payment gateway checks the data for security reasons and forwards the information to the internet merchant accounts
The transaction is again checked by the customer’s issuing bank
The details is again encrypted and forwarded to the gateway
A report is sent for the merchant to choose on completing the order.

Choosing:

For any internet based business, especially those that require international accounts and where credit card payments needs to be accepted it is important to choose good and reliable internet merchant accounts with different components of internet credit card processing. Credit card payments can be accepted through internet in three processes:

Payment gateway: An encrypted message is passed to and from an internet merchant account provider regarding the customer’s requirement. Payment gateway helps in getting information regarding customer billing and also check on the credibility of the credit card payment.

Internet Merchant Account:

The billing information is forwarded from the payment gateway to account providers, not offered by many local banks as the complete financial dealing is done over the internet which is a risky preposition and can face credit card frauds. Reliable internet merchant accounts have special software to prevent fraud.

WORKING VIA THE INTERNET: The website needs to be compatible to the service providers.

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