When choosing a credit card Internet merchant account provider, it is best to be as careful as you possibly can and not rush into any new business relationships. Do as much research as you can. Find out the exact name, address and other contact information of the acquiring bank so that you can have recourse if things go wrong. Don't take any chances. Your credit card Internet merchant account provider will have access to your most sensitive banking information; signing up with a dishonest merchant account provider can lead to a serious loss of income or even the loss of your entire business! I am writing from experience: my previous merchant account provider ended up being sued by the Federal Trade Commission (FTC) for adding excessive and fraudulent charges to their clients' accounts. I was victimized by the excessive fees but that was the extent of the damage to me; I was lucky as it could have been much worse.